FinanceFlow365
FinanceFlow365 — Your money.
The whole picture.
Enter a payment once and see what it costs per day, month and year, in any currency and project.
Visual concept · not a product screenshot
Know where money goes.
See what’s due next.
Sort income and spending into groups that make sense to you. Here these groups are called flows. Personal, shared and public projects are kept apart.
160+ currencies
Payments on a timeline
Reports for shared projects
How it works
How your costs add up over time
FinanceFlow365 shows how your money moves. It is not accounting software. You put income and expenses into projects and flows. Each payment shows what comes next and what it costs per day, month and year, in any currency you track.
Projects for different parts of life
Keep personal spending, family costs and business in separate projects. Inside each one, group entries into flows such as rent, subscriptions or a loan. Reports work for one project or for all of them together.
Regular and one-off payments
Enter a regular payment once and see when the next one is due. A one-off payment that covers a long period is spread over that period. You see its cost per day, month and year instead of one big jump on the day you paid.
Exchange rate of the payment day
More than 160 currencies are supported. Each entry is converted at the exchange rate of its own date, and past totals never change later. How many currencies you can track at once depends on your plan.
Track together or report publicly
In a shared project you add members, give them roles and see who contributed what. Every entry shows who made it. On some plans, a public page shows income and spending to anyone with the link, without signing in.
AI sorts your entries
On paid plans, type an expense as a normal phrase or take a photo, and it lands in the right flow. Higher plans add voice input. There, AI can also create new flows by itself and suggest where you could spend less.
Private spaces and your data
Only you and the people you invite see your records. On higher plans, private spaces are encrypted in your browser, so data leaves it only in scrambled form. You can export everything at any time on any plan. Times are stored in UTC, the world standard time, and amounts are kept exactly, with no rounding losses.
Ten years on one timeline
Look back or ahead up to ten years, by week, month or year. Upcoming payments have their own view, including what is due in the next seven days. Debts keep their remaining balance and end date.
Where it helps
Family and shared expenses
See who put money in, who paid and how shared costs are split.
Loans and regular payments
Keep loan repayment plans and regular costs next to upcoming payments.
Fundraising and reports
Publish a project page with contributions and spending for anyone who has the link.
Life in several currencies
Pay rent in one currency and earn in another. Totals use the exchange rate of each entry’s date.
Plans and access
Basic tracking is free with no time limit. Paid plans raise the limits and add AI entry, adding expenses from photos, public pages and private spaces. After sign-up you can try the first paid plan for free, without a card. Enterprise, a separate copy on your own servers under your brand, is set up on request.
Key capabilities
- iOS and Android apps
Open the app in one tap and keep recording payments even without internet.
- Import from spreadsheets
Move your history over from a spreadsheet using a template: date, amount, currency, flow and note.
- Roles inside a project
Each member of a shared project gets exactly the access they need.
- Regular summaries
Weekly and monthly summaries arrive by email or in a messenger.
- Goals and savings
Flows with a target amount and date show how close you are to the goal.
- Links to your own tools
Connect FinanceFlow365 to your own tools through the API and get instant notices (webhooks) when something happens.
- Your own installation
A ready-made installer with scheduled updates runs FinanceFlow365 on your own servers.
Explore the product further
FinanceFlow365 FinanceFlow365 · Pricing FinanceFlow365 · Product direction
Who it’s for
For personal money, shared projects and small businesses. The same flows can sort out everyday spending, several shops or payments in different currencies.
Personal and family money
Tracking everyday spendingUnderstand where your income goes
Sort expenses into flows that make sense to you and watch how subscriptions, purchases and regular bills add up over time.
Full scenarioCouples with a shared budgetSee who put in and who paid
Keep a shared project that shows who put money in and who paid. Shared reports show the household’s money in one place.
Full scenarioSeveral money projects at onceSeparate family, side business and shared costs
Keep each area in its own project, and look at a combined view when you need everything at once.
Full scenarioTracking loans and installmentsRemember balances and repayment dates
Attach repayments, remaining balances and reminders to the right flow, so you don’t have to rebuild your debts from memory.
Full scenarioRecording expenses on the goRecord a payment right away
Write down an expense right after you pay. On some paid plans you can also add it from a photo or another quick way.
Full scenarioShared and public projects
Fundraisers and community groupsShow contributions and spending openly
A public project page shows income and spending to anyone with the link. It suits groups that owe contributors a clear money report.
Full scenarioKeeping some records privateKeep a personal space apart from shared projects
On some plans, private spaces are encrypted in your browser. Use them for records that should stay out of shared projects.
Full scenarioBusiness owners and shops
Businesses run by the ownerKeep business money apart from personal money
Add supplier payment deadlines, taxes and refunds to your money picture and see upcoming bills before they’re due.
Full scenarioOpening a second shopCompare locations before you expand
Split records by location and use the numbers to judge how a second shop would fit your current business.
Full scenarioShop chains with a warehouseSee each shop and the whole business
See each shop’s money next to supplier payment deadlines and an overview of the whole chain. It tracks money only, not stock or a cash register.
Full scenarioSeveral currencies and crypto
Living with several currenciesUse the exchange rate of each payment’s date
Track rent, subscriptions and other payments in different currencies, each at the exchange rate of its own date.
Full scenarioKeeping your own crypto recordsSee crypto deals in a familiar currency
Record crypto purchases and transfers at the exchange rate of their date, and see totals in your main currency.
Full scenarioWorking with a trusted specialistKeep an overview of what was recorded
A specialist makes the entries and the owner follows the overview. Each entry shows who made it, and amounts can be shown in the currency you choose.
Full scenarioQuestions about FinanceFlow365
Is FinanceFlow365 accounting software?
No. It shows how money moves and doesn’t try to replace your accounting system. No plan connects to banks, imports bank statements, makes accounting reports, tracks stock or connects to a cash register.
How do currencies work?
More than 160 currencies are available. Every entry is recorded at the exchange rate of its own date, so past totals don’t shift later. How many currencies you track at the same time depends on your plan.
Is there a mobile app?
Yes. FinanceFlow365 works in a browser on a computer or phone and as an app for iOS and Android. The interface is in English, Ukrainian and Russian.
Who sees my records, and can I take them with me?
Only you and the people you invite. Access is set for each project, so members of one project don’t see your other projects. You can export your data at any time on any plan.
